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INSURANCE INFORMATION
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Insurance Information

Customer Qualification

Automate will qualify each driver to ensure they are acceptable but for information purposes the general criteria is as follows:

Age Limits

Age 21-75 inclusive.

Occupations

The policy excludes use by persons engaged in or connected with the professional sport, the theatre or entertainment industries.

Driving Licences

All drivers must have held a full UK driving licence for a minimum period of 12 months.

There is a legal requirement which makes the person vetting the customer responsible to inspect and record a current and valid full driving licence. This procedure is an elementary requirement of your policy. Failure to do so could lead to prosecution under the Road Traffic Act. Without this minimum precaution cover will be prejudiced under the terms of your agreement with your Motor Insurers. Equally, this should apply where the customer uses their own insurance policy as this could also be prejudiced for similar reasons.

Notwithstanding this, if the customer is in possession of a new style licence (photo card) the Motor Insurers have agreed to accept a telephone call to The Premium Service Line provided by DVLA in the event the customer fails to produce the paper part of the new licence. In this instance the photo card must be produced and a reference number obtained from DVLA. All old style licences have to be produced in full.

In all instances it is your responsibility to ensure the customer and any additional driver is entitled to drive the type of vehicle being supplied.

Driving History / Record

Drivers who present with an adverse record may still be included subject to the following guidelines.

Motoring Convictions
Period Code Cover available
Last 5 Years Any of AC, BA, CD40-70, DD, DR, LC50 & UT No
Last 5 Years Total bans greater than 30 days No
Last 4 Years Total of 10 points or more No
Last 4 Years Total of 9 points* or less
(* 6 points if in addition to a ban less than or equal to 30 days)
Yes
Accident / Loss Record
Period Number of claims Cover available
Last 3 Years Up to and including 3 “Fault”, malicious damage or theft Yes
Last 3 Years 4 or more “Fault”, malicious damage or theft No
Other
Period Reason Cover available
Last 10 years A proposal declined, a policy cancelled or renewal refused or been required to pay an increased premium or had special conditions imposed by any insurer
No

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Authorised & Regulated by the Financial Services Authority under Reg No. 311594.
Corporate Insurance Partners is a trading style of Fleet Insurance Solutions Limited.